You do not have to wake up at 5 am to be successful. Old me: Wake up at 5 am so that by the time my kids woke up I had worked out, journaled, worked a bit, showered, and sometimes read. I set the pace for the day. Worked all…

It is time to make some decisions. When I resigned from my job a year ago, I knew that we would be using our emergency fund to offset our cost of living with one income. For the first few months, my husband was working overtime, so we were not touching…

In the end, nothing matters. Stop wasting money and time building things to prevent the inevitable. It doesn’t matter if you have an underground dwelling or bunker. You are still a mortal and are going to die at some point. The last book I read was by the Dalai Lama…

Economists say that we have years of recovery ahead. That means that interest rates and cost of living will remain high for some time. I spoke to a real estate professional who works with titles, and he stated that it could be up to 8 years before interest rates go…

You don't need to go far and long to call it a vacation. I would rather see more and do more than take only one long trip a year. We recently stayed in a hotel 15 minutes away from home. We stayed for two nights. I never expected that to…

This was once a value to be passed on, but it is now outdated. By now, we all know someone who has had an anxiety attack, nervous breakdown or has had to take medical leave because of work stress. When people are putting work before their well-being and that of…

We already had the Great Resignation. It appears everyone is considering leaving the United States for various reasons. Politics Cost of Living Lack of Gun Reform Women’s Rights Taxes Climate Change Lack of Community However, it’s a lot of talk right now. Contrary to what we see on social media…

I’m feeling better than on any diet I have ever tried. Do you check your phone at stop lights? Do you log onto social media while waiting to pay for groceries or in traffic? I used to. According to Rescue Time Blog, people are likely to: Check email and chat…

I hope you said “nothing”. Hear me out. Regardless of if you have been living paycheck to paycheck for the past few years or have been okay everyone should have the same plan. I’m working with someone who just got a $20,000 raise. They said the first thing that came…